Terms of service

Last updated 23 August 2026

These terms govern your use of Calder Standard. They are provided by[LEGAL ENTITY NAME], registered at [REGISTERED ADDRESS]("we", "us"). By creating an account you agree to them.

1. What the service does

Calder Standard is a record-keeping and monitoring tool. It gives a regulated firm a place to record the evidence behind each regulatory principle it is subject to, tracks that evidence across attestation cycles, monitors published regulatory and standards sources for material change, and records the firm's cryptographic inventory and post-quantum migration position.

2. What the service does not do

Calder Standard does not provide legal advice, regulatory advice, or a compliance determination.It does not tell you whether your firm is compliant, and nothing it produces is a substitute for your own judgement or for professional advice.

Specifically:

• Content you enter is recorded as you wrote it. We do not verify that it is accurate, complete, or sufficient to satisfy any regulator.
• Regulatory monitoring is a prompt, not a determination. Where the service indicates that a published item may affect evidence you hold, that is an invitation to review. It does not alter your compliance status, and the service never changes your records for you.
• Monitoring is not guaranteed to be exhaustive. It watches a defined set of sources and will not necessarily identify every change relevant to your firm. It does not replace your own obligation to keep track of the rules that apply to you.
• Cryptographic classification states published facts about named algorithms, with the reference attached. It is not an assessment of your firm's risk, does not recommend a course of action, and does not produce a readiness score.
• Responsibility for regulatory compliance rests entirely with your firm.

3. Accounts

You must give accurate registration details and keep your credentials secure. You are responsible for activity under your account. Tell us promptly at [CONTACT EMAIL]if you believe it has been used without your authorisation.

4. Your content

You keep ownership of everything you enter and upload. You grant us only the permissions needed to host, process and display it back to you in order to provide the service. You are responsible for having the right to upload what you upload, and for ensuring it does not contain material you are not permitted to share with a processor.

5. Acceptable use

You agree not to:

• use the service unlawfully, or to store unlawful material;
• attempt to access another firm's data, or to probe or circumvent access controls;
• disrupt the service or place unreasonable load on it;
• present output from the service to a regulator or any third party as an independent verification of compliance, which it is not.

6. Availability

We aim to keep the service available but do not guarantee uninterrupted access. It may be unavailable during maintenance, or because of failures in infrastructure we depend on. No service level is offered under these terms unless separately agreed in writing.

7. Warranties and liability

The service is provided on an "as is" and "as available" basis. To the fullest extent permitted by law we exclude implied warranties, including fitness for a particular purpose.

We are not liable for any regulatory outcome, enforcement action, penalty or loss arising from your reliance on the service, from monitoring failing to identify a change, or from the content of your own records. Our total liability in connection with the service is limited to[LIABILITY CAP]. Nothing here limits liability that cannot lawfully be limited, including for death or personal injury caused by negligence, or for fraud.

8. Data protection

How we handle personal data is described in the privacy notice, and the third parties involved are listed on the sub-processors page. Where we process personal data on your firm's behalf we do so as its processor, on the terms of a data processing agreement available on request.

9. Suspension and termination

You may stop using the service and close your account at any time. We may suspend or end access where these terms are breached, where required by law, or where continued provision is not reasonably possible. On termination you may request an export of your firm's records before they are deleted in line with the retention period in the privacy notice.

10. Changes

We may change these terms. Where a change materially affects your rights we will tell account holders before it takes effect. Continued use after that point means you accept the change.

11. Governing law

These terms are governed by the laws of [JURISDICTION], and the courts of[JURISDICTION] have exclusive jurisdiction over any dispute arising from them.

12. Contact

Questions about these terms: [CONTACT EMAIL].