Built for the moment someone asks you to prove it.
Calder Standard exists for one situation: a supervisor, an auditor or a board asks a regulated firm to show how it meets a regulatory principle, and the honest answer is spread across email, a shared drive and somebody's memory. The product is the place that answer lives, kept in a form that survives the rules changing underneath it.
Who operates it
Calder Standard is a service of Delancy AI Limited, a company registered in England and Wales under company number 16917509, whose registered office is at 128 City Road, London EC1V 2NX.
The company is English. The framework loaded today is Gibraltar's, supervised by the Gibraltar Financial Services Commission. Those are two different things and the product never conflates them: where your firm is regulated is a matter for your regulator, and nothing here moves an obligation from one jurisdiction to another.
You can reach a person athello@calderstandard.com.
Why it was built this way
Compliance software has an unusual failure mode. A tool that is merely wrong gets found out. A tool that is confidently wrong gets relied on, and the reliance is discovered at the worst possible moment.
Most of the decisions in this product are refusals. It does not score your compliance, because a number implies a precision nobody has. It does not draw a trend from a handful of events, because a chart over three data points is an invention with a confident shape. It does not tell a firm it is outside a regulatory framework, because the regulator's own guidance says a firm claiming that must evidence its particular circumstances. A tool that answered otherwise would hand a firm the one thing it cannot rely on.
What it does instead is narrower and more useful: it holds what you actually wrote, against the version of the rules that was in force when you wrote it, with the source cited, and it tells you when the ground moves.
What that means in practice
Four rules the system holds itself to. Each is enforced in the product, not stated as an aspiration.
- ✓A person approves anything presented as factRegulatory change is detected automatically and recorded as a proposal. It reaches your record only after a human has read it and agreed. Nothing a model concluded is ever shown to a firm as something its regulator said.
- ✓Your evidence is yoursWhat your firm writes is held on its behalf and is not shared with a regulator, or with anyone else. There is no advertising, no third-party analytics, and no tracking of any individual anywhere in the product.
- ✓A superseded record stays explicableWhen guidance is replaced, what you attested under the previous version is not rewritten or quietly corrected. It stays as it was, alongside what changed, so a past attestation can still be explained rather than only defended.
- ✓Silence is never mistaken for calmA quiet week and a broken monitor look identical from the outside, and that is how a missed regulatory change happens. The system is built to fail loudly rather than report a clean run it did not have.
Quantum readiness, and why it sits here
Encryption that is safe today is not safe indefinitely. Data captured now can be stored and decrypted later, which makes the exposure present tense even though the threat is not.
Supervisors have begun asking firms where they depend on cryptography a quantum computer would break, and that question is answered with a record rather than an opinion. It belongs in the same place as the rest of the evidence, kept the same way, which is why it is part of the product and not a separate one.
Start with your own evidence
Create an account, pick your jurisdiction, and work through the principles at your own pace. Nothing is published anywhere and nothing is shared with a regulator.
If the prior question is whether any of this applies to your firm at all, start with thescope test. No account, and what you write stays in your browser.